ChatGPT integrates UPI payments in India through Bigbasket pilot

Banks including Axis Bank and Airtel Payments Bank are participating as banking partners, testing the secure interaction between conversational AI and India’s real-time payments network.

By  Storyboard18| Oct 13, 2025 10:24 AM

In a significant move that blurs the lines between conversational AI and e-commerce, OpenAI has launched a pilot program enabling ChatGPT users in India to make purchases directly within the chatbot using the Unified Payments Interface (UPI).

The initiative, announced on October 9, is a collaboration between OpenAI, the National Payments Corporation of India (NPCI), and fintech firm Razorpay. The pilot's first retail partner is Bigbasket, the Tata Group-owned e-commerce platform, allowing users to order groceries and other products without ever leaving the ChatGPT interface.

The new system fundamentally redefines the online shopping experience. Users begin by simply requesting a product or service within ChatGPT. The AI then handles the entire process: searching Bigbasket's catalogue, suggesting options, taking the order confirmation, and finally, using UPI to complete the transaction.

Banks including Axis Bank and Airtel Payments Bank are participating as banking partners, testing the secure interaction between conversational AI and India’s robust, real-time payments network. A key feature of the pilot is the emphasis on user control, which includes real-time order tracking and the ability to instantly cancel orders.

The integration marks a pivotal step in the evolution of digital commerce in India. Preeti Jain, Head of Product & Design at Bigbasket, highlighted the transformative nature of the partnership.

“Integrating our shopping experience with ChatGPT and UPI payments marks a pivotal moment in the evolution of digital commerce in India,” Jain stated. “We are empowering customers with a shopping journey that is truly seamless including intuitive product discovery, secure payments, and near-instant delivery, all inside a simple conversation.”

The collaboration underscores a growing industry focus on creating hyper-convenient, technology-led shopping experiences, potentially setting a new standard for quick commerce across the country.

First Published onOct 13, 2025 11:19 AM

SPOTLIGHT

Special CoverageCalling India’s Boldest Brand Makers: Entries Open for the Storyboard18 Awards for Creativity

From purpose-driven work and narrative-rich brand films to AI-enabled ideas and creator-led collaborations, the awards reflect the full spectrum of modern creativity.

Read More

“Confusion creates opportunity for agile players,” Sir Martin Sorrell on industry consolidation

Looking ahead to the close of 2025 and into 2026, Sorrell sees technology platforms as the clear winners. He described them as “nation states in their own right”, with market capitalisations that exceed the GDPs of many countries.